body {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	margin: 0; /* it's good practice to zero the margin and padding of the body element to account for differing browser defaults */
	padding: 0;
	background-image: url(../graphics/bkg2.jpg);
	background-repeat: repeat;
}
p {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	margin-bottom: 5px;
	margin-top: 8px;
}
img {
	border: 0px;
}
ul {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	margin-top: 0px;
	padding-top: 0px;
	margin-bottom: 0px;
	padding-bottom: 0px;
}
td {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
}
h1 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 36px;
	font-weight: bold;
	font-style: normal;
	color: #000000;
	padding-bottom: 0px;
	margin-bottom: 0px;
	margin-top: 0px;
	padding-top: 0px;
}
.caption1 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 11px;
	font-weight: bold;
	text-align: center;
}
.beige {  color: #FFFFCC}
h3 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 16px;
	font-weight: bold;
	margin: 0px;
	padding: 0px;
}
.beigeCaption {

	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 11px;
	font-weight: bold;
	text-align: center;
	color: #FFFFCC;
}
h2 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 22px;
	font-weight: bold;
	margin: 0px;
	padding: 0px;
}
.smallerWhite {
	font-size: 10px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: blink;
}
.black {
	color: #000000;
}
.glossterm {
	font-weight: bold;
	text-decoration: none;
	color: #CC6600;

}
.header2 {

	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 22px;
	font-weight: bold;
	margin: 0px;
	padding: 0px;
}
.header3 {

	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-weight: bold;
	margin: 0px;
	padding: 0px;
}
.indent {
	padding-right: 5px;
	padding-left: 15px;
}
.red {
	color: #FF0000;
	display: none;
}
.sectionIndent {
	list-style-position: outside;
	list-style-type: none;
	margin-left: 30px;
	text-indent: -6pt;
	padding-top: 0px;
	padding-bottom: 0px;
	margin-top: 0px;
	margin-bottom: 0px;
}
.pNoSpacing {
	margin-top: 0px;
	margin-bottom: 0px;
}
.attribution {
	font-style: italic;
	font-weight: bold;
}
.definition {
	font-family: Helvetica, Arial, sans-serif;
	font-size:12px;
}
.writtenby {
	font-family: Helvetica, Arial, sans-serif;
	font-size:9px;
}
.email {
	font-family: Geneva, Helvetica, Arial, sans-serif;
	font-size:11px;
	margin-left: 30px;
}
.qtrequired {
	font-size: 11px;
}
.imageLeft {
	float: left;
	margin-right: 5px;
	margin-bottom: 5px;
}
.imageRight {
	float: right;
	margin-bottom: 5px;
	margin-left: 5px;
}
.clearFloat {
	clear: both;
	font-size: 1px;
	margin: 0px;
	height: 0px;
}
#nav {
	width: 225px;
	float: left;
	text-align: center;
}
#rtcolumn {
	margin-top: 0px;
	margin-left: 226px;
}
#pghead {
	height: 105px;
}
#tableshadow {
	border-width: 10px;
	-moz-border-image: url(../graphics/tableshadow2.gif) 5 9 8 5 repeat repeat; /*Mozilla version*/
	-webkit-border-image: url(../graphics/tableshadow2.gif) 5 9 8 5 repeat repeat; /*Webkit version*/
	-o-border-image: url(../graphics/tableshadow2.gif) 5 9 8 5 repeat repeat; /*Opera version*/
	-ms-border-image: url(../graphics/tableshadow2.gif) 5 9 8 5 repeat repeat; /*IE syntax when it does support this prop*/
	border-image: url(../graphics/tableshadow2.gif) 5 9 8 5 repeat repeat; /*Standard version*/
}
.quoteshadow {
	border-width: 10px;
	-moz-border-image: url(../graphics/quote.png) 5 10 10 5 repeat repeat; /*Mozilla version*/
	-webkit-border-image: url(../graphics/quote.png) 5 10 10 5 repeat repeat; /*Webkit version*/
	-o-border-image: url(../graphics/quote.png) 5 10 10 5 repeat repeat; /*Opera version*/
	-ms-border-image: url(../graphics/quote.png) 5 10 10 5 repeat repeat; /*IE syntax when it does support this prop*/
	border-image: url(../graphics/quote.png) 5 10 10 5 repeat repeat; /*Standard version*/
	margin-left: 15px;
}
div#multicolumn1 {
	-moz-column-count: 2;
	-moz-column-gap: 10px;
	-webkit-column-count: 2;
	-webkit-column-gap: 10px;
	column-count: 2;
	column-gap: 10px;
	padding-left: 15px;
}
#columns {
	border-collapse: collapse;
	display: table;
	table-layout: fixed;
}
#col01, #col02, #col03, #col04 {
	display: table-cell;
}
#col01 {
	width: 120px;
}
#col02 {
	width: 33%;
}
#col03 {
	width: 120px;
}
#col04 {
	width: 33%
}
.shadow {
	box-shadow: 3px 3px 5px 3px #666;
	-webkit-box-shadow: 3px 3px 5px 3px #666;
	-moz-box-shadow: 3px 3px 5px 3px #666;
	-o-box-shadow: 3px 3px 5px 3px #666;
	-ms-box-shadow: 3px 3px 5px 3px #666;
}